Home Equity

Make the most of your equity with a fixed rate home equity loan

A Home Equity Loan with NGFCU offers an affordable source of cash with a fixed rate and a fixed repayment term based on the available equity in your home. Use the funds for home improvements, auto purchase, wedding expenses, bill consolidation or any other large consumer purchase.

Qualifying properties include owner-occupied, 1-4 units in select states.

Get the funds you need for any purpose

A Home Equity Loan provides many benefits to NGFCU members:

  • Obtain cash for virtually any expense
  • Loan amounts up to $250,000 based on the equity
  • No pre-payment penalty
  • A generous $950 allowance to cover application fees and closing costs (conditions apply)
  • Repayment term up to 20 years