What's our secret? It's the attention to detail at every step of your home financing journey:
Personal attention - A dedicated Mortgage Loan Specialist will be immediately assigned to you
Priority member service - You'll receive same day pre-approval* once you apply for your home loan
Save with no application fee, low rates and industry low fees of only $995.00 for Processing and Underwriting
You could even earn a cash rebate on the sale and/or purchase of your home: 20% of the real estate agent's commission**
Plus, NGFCU offers some of the best home loan online tools available and competitvely low rates. An experienced Mortgage Loan Specialist will guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs. Please take a few moments to view our first-time homebuyer educational video to learn more about the home loan process.
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* All required documentation must be submitted by noon Pacific Time. Not applicable to weekends or credit union observed holidays.
** 20% commission rebate is determined by the action side commission paid to the Berkshire Hathaway HomeServices California Properties at the close of escrow. If the Berkshire Hathaway HomeServices California Properties receives a commission, the NGFCU member will receive a 20% cash rebate off of the Broker’s gross commission. Not all states qualify. Ten states currently have laws that ban rebates. Nine states have a full ban on broker rebates: Alabama, Alaska, Kansas, Louisiana, Mississippi, Missouri, Oklahoma, Oregon, and Tennessee. In addition, Iowa prohibits rebates when the consumers use the services of two or more real estate brokers during a transaction.